Latest opinions that Anthony Walton has shared on Finextra

Join the Community

23,561

Expert opinions

41,337

Total members

379

New members (last 30 days)

186

New opinions (last 30 days)

29,156

Total comments

Join Sign in

Anthony Walton

CEO

Iliad Solutions

Member since

16 Oct 2007

Location

Leeds

View Anthony Walton's full profile

Anthony's opinions

Profitability and the future for US Banks

McKinsey has produced a paper about the next generation of banking in the United States, describing the challenges faced in customer service, innovation, and maintaining profitability in a changing world. It also predicts what banking will look like in the future, considers countries already adopting new ways of operating, and warns that American ...

11 December 2017 /retail Trends in Financial Services

World Economics Forum, analysis of the outlook for Fintech

The World Economic Forum has just completed one of the most thoroughgoing studies into the effect of fintech on the financial services industry. Although ‘Beyond Fintech: A Pragmatic Assessment of Disruptive Potential in Financial Services’ isn’t the most imaginative title, the study contains over 150 interviews and accounts of ten international w...

12 September 2017 /payments Fintech

IT spend at EU banks set to increase

But can they successfully innovate? According to a recent news article on Finextra, 62% of European financial institutions expect to increase spending on payments technology throughout 2017. This major investment is being driven by the revenue-generating opportunities of instant payments and the need for increased operational efficiency. The repo...

03 August 2017 /payments Innovation in Financial Services

THE REAL COST OF OUTMODED TESTING

That the payments industry is being reshaped by unprecedented waves of change is not news. A constantly evolving regulatory landscape, fast-developing technology, an influx of innovative new entrants and an increasingly demanding customer base are all driving payments market participants to transform their businesses – and their technology – to re...

24 July 2017 /payments Digital Banking Trends

The biggest threat to the future of your payments business

I read a couple of articles this week which reinforced my belief that the biggest threat to most payments businesses is their inability to adapt quickly enough to the changing landscape. The first one was by John Seely Brown, the Co-Chairman for Deloitte’s ‘Centre for the Edge’, a body which develops research on new corporate growth. In their Tec...

09 May 2017 /payments Trends in Financial Services

How much of your IT development budget are you wasting?

If you knew that you were wasting 15% of your IT development budget, how much effort would you put into solving the problem? I’m guessing you’d move mountains to eradicate that level of waste in your organisation, right? Recently, I was reading Capgemini’s 2017 World Quality Report, which highlights the levels of wasted money in the innovation proc...

24 April 2017 /payments Innovation in Financial Services

The API opportunity and how to successfully innovate in payments

APIs are one of the most talked about topics in the industry. They present a new way of working which can speed up development and increase the amount of features and applications available to new product development teams, as well as exposing services to partners, and even in some cases competitors. I believe that APIs are going to be among the k...

27 March 2017 /payments Innovation in Financial Services

Rethink your approach to launching new technology

I wonder how many people would agree with the statement that ‘testing is more important than it used to be.’ There are very few people in the payments industry who would argue against the value of testing but there is good reason to put more consideration into how you test new technology and migrations. Up to now, testing has almost always been a ...

27 February 2017 /payments /retail Business Knowledge for IT

How to migrate systems with total confidence

A combination of ‘big data analytics’ and ‘distributed ledger technology’ could help financial institutions combat escalating levels of financial crime. This is the view of the FCA, the UK’s financial regulator. Andrew Bailey, the CEO, has a clear view on what should happen over the coming years: “If ever there was an area that strikes me as ripe ...

13 February 2017 /security /regulation

Is 2017 The Year Of Transformation?

Each year starts with a reflection on the past and predictions for the future. In industry and politics, these thoughts are often accompanied by the idea that the coming year will be one of transformation. Everything will change. For once, the political analysts were right. There’s no doubt that 2016 will live long in the memory. What about the pa...

30 January 2017 /payments

Community